A fixed amount you pay for a covered healthcare service (such as visiting your doctor for a…

➤ When do I pay a copayment instead of coinsurance or deductible?
You pay a copayment based on your plan rules and the service type. Primary care, specialist visits, and many prescriptions commonly require copays. Emergency care or out-of-network services might use coinsurance or higher copays. Always check your plan’s Summary of Benefits and Explanation of Benefits to see which cost-sharing applies.