➤ How do you choose distribution channels for global insurance and financial services?
Map customer segment preferences and market digital maturity. Use omnichannel mixes: agents, bancassurance, brokers, digital platforms, mobile wallets, and retailer partnerships. In low-penetration markets, prioritize local banks, microfinance, and telecom partners. Ensure operational localization, APIs for embedded finance, clear SLAs, and compliance with licensing and data transfer rules.
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